Poland - Money
Currency & Money
Złoty (PLN; symbol zł) = 100 groszy. Notes are in denominations of zł200, 100, 50, 20 and 10. The coins are in denominations of zł5, 2 and 1, and 50, 20, 10, 5, 2 and 1 groszy. Poland is required under the terms of its accession to the European Union in 2004 to adopt the Euro as its national currency sometime in the future but this is not expected to happen for at least three years.
American Express, Diners Club, MasterCard and Visa are accepted in larger establishments. You can obtain cash from Visa credit and debit cards at banks and from ATMs. MasterCard is also accepted by some ATMs.
You can obtain cash from Visa credit and debit cards at most ATMs. Most also accept MasterCard, Cirrus and Maestro cards.
These can be exchanged but they’re usually more expensive and troublesome than ATM withdrawals. Also, exchanging traveller’s cheques in Poland has been reported to be problematic; most bureaux de change (kantors) won’t change them and the banks that do usually charge a commission on top of the one you’ve already paid when buying the traveller’s cheques.
Mon-Fri 0900-1600, Sat 0900-1300 in main cities. In smaller towns, banking hours are more limited.
The import and export of local and foreign currency is unrestricted. Amounts over €10,000 or equivalent must be declared if travelling from or to countries outside the European Union.
You can exchange foreign currency at all border crossing points, hotels and bureaux de change (kantors), some of which are open 24 hours. These are always good bets as they are fast, efficient and generally charge no commission (though it’s always safe to double-check their rate of exchange). Hotel rates and goods in large stores may also be listed in Euros, but payment is usually expected in złoty.
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