Places in Ghana

Money & duty free for Ghana

Exchange rates:

US Dollar
C$1 = US$0.75
€1 = US$1.04
£1 = US$1.24

Euro
C$1 = €0.72
£1 = €1.19
US$1 = €0.96

Currency & Money

Currency information

Ghanaian Cedi (GHS; symbol ¢) = 100 Ghana pesewa coins. Notes are in denominations of ¢200, 100, 50, 20, 10, 5, 2, and 1. Coins are in denominations of ¢2, ¢1 and 50, 20, 10, 5 and 1 pesewa coins. The 5 and 1 pesewa coins are rarely used.

Credit cards

Credit cards (Visa and MasterCard) are accepted, but their usage is limited to specific places like hotels, restaurants, and major shopping centres. Notify your bank of your travel plans to Ghana and ensure your card has fraud protection.

ATM

ATMs are widespread in major cities and touristy areas. They are typically located at banks, shopping malls, petrol stations, and hotels. Daily withdrawal limits vary but are generally capped at GHS 1,000 to GHS 2,000 (approximately $100–$200 USD). Transaction fees may also apply.

Banking hours

Mon-Fri 08:30 to 16:00; but some operate from 09:00 to 14:00.

Currency restriction

Importing foreign currency: Travellers can bring up to US$10,000 or its equivalent in foreign currencies into Ghana. Amounts exceeding this must be declared upon arrival using the customs authorities' Foreign Exchange Declaration Form (FXDF).

Importing local currency: There are no specific restrictions on the amount of local currency that can be brought into Ghana. This is likely because the Ghanaian Cedi is difficult to obtain outside of Ghana or its neighbouring countries.

Exporting foreign currency: Travellers can export up to US$10,000 or its equivalent in foreign currencies. Amounts exceeding this must be declared.

Exporting local currency: The limit is 1,000 Ghanaian Cedi.

Currency exchange

Forex bureaux are widespread in cities like Accra, Kumasi, and Takoradi, as well as in tourist areas.

They offer competitive rates, especially for major currencies like the US Dollar (USD), British Pound (GBP), and Euro (EUR).

Ghana duty free

The following goods may be imported into Ghana by travellers aged 18 and over without incurring customs duty:
• 500g of tobacco products.
• 750 ml of wine.
• 375 ml portable and perfumed spirits.
• Items intended for personal use, such as clothing, toiletries, and electronic devices, are generally exempt from duty. However, if you carry items that may appear for commercial purposes, declare them to avoid potential issues.

Banned imports

Prohibited imports include narcotics, counterfeit currency, and obscene materials. Additionally, items like firearms, plants, and animals require special permits.

Banned exports

Banned exports include round logs of certain species, narcotics, psychotropic substances, obscene materials, rattan canes and bamboo, African Grey Parrots, and other endangered animal species. Additionally, items like cultural artefacts, mineral ores, and wildlife and plant products require special permits.

Visa and passport information is updated regularly and is correct at the time of publishing. You should verify critical travel information independently with the relevant embassy before you travel.